Residual Based Finance Corporation (RESIDCO) - Chicago, IL, USA (May 2024 - August 2024)

Summer Intern, Aviation Portfolio

• Performed asset valuation by calculating maintenance reserves (MRs), end-of-lease compensations, and conducting cash flow projections across various pricing scenarios

• Prepared acquisition briefings by conducting in-depth analyses of lessee profiles and asset market trends to support strategic decision-making

• Updated and maintained an LLP pricing and life limits database by reviewing manufacturer technical publications, ensuring precise asset valuations

• Designed and implemented a client utilization reporting and invoicing platform, optimizing the MR billing process for greater efficiency and accuracy

China Minsheng Banking Corp., Ltd. - Beijing, China (November 2019 - June 2022)

Data Scientist, Center for Model Management, Department of Information Technology

• Collaborated with account managers to determine data needs in managing churn rate, combined churn model prediction with a data-driven pricing strategy, reducing churn rate by 29% and increasing revenue by 3%

• Implemented semi-supervised learning to update a logistic regression-based application scorecard, improving the application passing rate of a loan product from 5% to 20% while maintaining the same level of default rate at 1%

• Visualized reporting tables and created an interactive dashboard to automate the weekly credit risk reporting process using Python (Dash & Plotly), which saved an 8-hour workload and minimized potential human error

• Built a predictive model to forecast the daily cash demands of 1200 bank branches nationwide, reducing daily cash inventory by 16% and saving ¥40 million costs annually without sacrificing the fill rate

• Developed a method to estimate competitors’ pricing level based on internal data through a reverse engineering approach, which gained substantial information advantage and achieved 96% accuracy on small business loans

Purdue University - West Lafayette, IN, USA (Aug 2022 - Present)

Ph.D. in Technology, Specializing in Aviation Management

Graduate Research Assistant, School of Aviation and Transportation Technology

• Develop an automated workflow to detect emerging safety events from Aviation Safety Reporting System reports (Learn more)

• Evaluate the effect of the “All You Can Fly” pass on passenger spending behavior based on credit card transaction data (Lear more)

• Investigate spatiotemporal patterns and mechanisms of flight delays with explanatory machine learning methods

• Explore and identify trends in sustainability (ESG) related disclosure within airlines’ annual reports using text mining

Purdue University - West Lafayette, IN, USA (Jun 2018 - May 2019)

Master of Science in Business Analytics and Information Management

• Evaluated multiple tokenization methods to process 700k product descriptions, built and incorporated a model for price prediction into an R Shiny App with interactive visualization features to guide online product price positioning

• Implemented machine learning algorithms on California Pesticide Usage Data to identify potential customers and deliver actionable marketing recommendations to the sales team for selling pesticide products; presented the corresponding research poster at INFORMS Business Analytics Poster Competition, 2019

Purdue University - West Lafayette, IN, USA (Aug 2016 - Dec 2017)

Bachelor of Science in Agribusiness, Concentration in Agricultural Finance                                                      

China Agricultural University - Beijing, China (Sep 2013 - Jun 2016)

Bachelor of Economics in Finance

• Spent senior year as an exchange student in the joint degree program held by both Purdue University and China Agricultural University.